Petshealth Care Plan Pet Insurance Review

Petshealth has been around since 1997 and offers customizable pet insurance coverage for cats based on four increasing levels of protection. They also offer a ten percent savings if you purchase coverage for multiple pets. In this review, we’ll take a look at the different plans that Petshealth Care Plan has to offer you and your cat and what coverage their policies provide.

Petshealth operates under its parent company The Hartville Group, Inc., one of the oldest and most well-established pet health insurers in the United States and a strategic partner of the ASPCA, a US-based animal welfare organization.

Manage your vet costs

Petshealth claims to help you manage the ever-increasing cost of going to the vet to protect your finances while you focus on your pet, which, when you think about it, is the main reason you bought pet insurance in the first place. They don’t really mention the costs involved, but in one customer testimonial they say their Petshealth plan is ‘Valuable’, which is very encouraging to others looking to buy.

The Petshealth website has a helpful online form to help you choose good pet insurance for your cat. It’s quite useful and well designed to make it easy to select a level of coverage at a cost you’re happy with. By comparing different plans and different coverages, you will eventually arrive at a quote that is a good fit for your needs. Hopefully, whatever type of plan you choose will be a good fit for any budget concerns.

Since every situation is different, it’s a good idea to spend time reading the fine print and learning about the different cat insurance plans to see exactly what you’re getting for your money.

Select a level of pet insurance coverage online

Choosing coverage for your cat is quite easy and you can start right from the home page. Simply start by entering your cat’s name and clicking GO. You will then be presented with a three-part form. The first part is for your contact information and your pet’s information, which includes your cat’s name, age, gender, and breed. The second part presents the four levels of coverage. This step takes some time to get familiar with.

Costs are reasonable, and the four tiers range in price from $11. at $85. per month. Each level you go up offers greater coverage plus increased maximum amounts on incidents and annual benefits.

A $100 annual deductible applies to all four plans, which seems strange to me. I figure if I’m paying a higher premium, my deductible would be lower. The four levels are well organized so you can see the coverage of each level at a glance. Once you understand what each level has to offer, it’s simply a matter of clicking the SELECT button below the level you’d like.

The third part offers some options. You can review your costs, change the level of coverage you’ve selected, enroll in Petshealth, or save your quote and come back later. If you choose to enroll, there are a few other steps you will need to complete. They involve choosing a vet, adding your payment details, and answering a simple question about where you heard about Petshealth.

After reading their terms and conditions and reviewing the approval and waiting periods for your insurance plan, you can submit your application whenever everything looks good to you. If you have any questions, it is best to postpone enrollment and call Petshealth to have your questions answered.

It all seems very organized and well explained, but there really is no room to customize a policy to suit your needs. If you plan to shop at Petshealth, call them after you get your quote online and ask about special coverage options.

In conclusion

Petshealth makes it easy to select and purchase a plan through their website. Still, we recommend that you do your homework and have all your questions answered before you buy. Talking to real people instead of doing everything through your website will give a better impression of your service.

A well-established company with a trusted partner, Petshealth appears to be a good company to consider when purchasing your pet insurance. Their customer testimonials seem a bit biased, so look online and see what others have to say. Take your time and make sure you get the plan you need for your cat and make sure all questions, concerns, and questions are fully addressed before you buy.