The Skinny on Credit Cards – How to Master the Credit Card Game by Jim Randel

Equipping the credit card user with a deeper understanding of its effective use

In simple, non-technical terms, Jim Randel talks about the multifaceted problems associated with credit card financing. He gives the reader an understanding of how to avoid the pitfalls that often accompany this approach to lending. It introduces keys that will help the reader to use the card as a tool to improve their lifestyle.

Jim Randel uses Billy and Beth as a typical young couple in a dilemma. They have accumulated $ 25,000 in debt. They illustrate the possible danger of cheating and enlighten the reader with steps to find peace of mind, while finding alternative plans to financing.

Jim continues to use the familiar format of the “Skinny On” series. I always enjoy the illustrations created by Malinda Nass, accompanying the narrative using stick figure drawings, the witty dialogue, and the quick summary statements that provide a concise but comprehensive summary of the hours of research to accumulate the information. Citations and references are well acknowledged and include a list of additional resources available.

The topics on how to protect against fraud were very helpful to me. The chapters that try to teach children about debt and select the correct card are important and practical.

The book is a must-read for anyone who wants to: break out of credit card debt, improve your credit standing, lower your interest rate, avoid fees, or spot credit company tricks. By applying the principles introduced in “The Skinny on Credit Cards,” the reader is equipped to use credit cards with a deeper understanding.

Rand Publishing LLC, 978-0981893549

As reviewed for Midwest Book Review